Homeowners Insurance Policy

A Mercury Insurance policy for your home doesnt just protect your house and property it also protects you your guests and your belongings. Homeowners insurance is an essential safety net to protect that investment so you want a quality company.


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Pays for damage to the structure of your home like your roof or attached garage.

Homeowners insurance policy. Pays for damage to structures that arent attached to your home like a shed or fence. Personal property coverage. With a variety of homeowners coverage options you can rest easy knowing your home and those who live and visit there are protected when you insure with Mercury.

Your homeowners insurance policy is broken up into six basic coverages that each serve a specific purpose. Also called a homeowners policy special form an HO-3 policy is the most common type of home insurance form on the marketWhat separates an HO-3 from policies with more limited coverage such as HO-1 and HO-2 policies is that your dwelling is covered against all perils unless they are specifically listed as exclusions. Other structures coverage.

HO-3 insurance policy definition. We evaluated large insurers to find the best.


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